IntroductionThe joint programme (JP) “Amplifying Digital Opportunities in Cross-border Trade” aims to improve the livelihoods, economic opportunities, and overall well-being of Small-Scale cross border traders. The project will support new digital technologies that can create better connections to resources (capital), new markets, and existing services, as well as supporting efforts to ensure that regional/national policies related to Cross Border Trade (CBT) and digitalization translate into tangible outcomes for small-scale traders.  Specific objectives  The primary objective of this ToR is to identify and partner with fintech companies offering innovative digital solutions and micro-loans to support the growth of cooperatives and their members in the Rwandan market.   Through this initiative, UNCDF aims to select and collaborate with up to two (2) fintech digital solution providers that demonstrate the capability and commitment to deliver relevant, affordable, accessible, and inclusive digital solutions tailored to cooperatives and their members. The objectives are detailed in the TOR.