UNRWA has the requirement for provision of vehicle insurance for its fleet of vehicles based in the areas where it operates UNRWA wishes to engage Contractor (s) to provide the required vehicle insurance for the 1210 different types of vehicle fleet based in Gaza, Jordan, Lebanon, West Bank and Syria offices including 2 vehicles in Egypt. These Terms of Reference (TOR) intend to specify the minimum requirement for the required insurance to protect UNRWA vehicles against damage and losses, and the third-party claims.